Two levels of coverage are available.
New Agent
License < 2 years and
Revenue < $100,000 | Option I | Option II |
|---|
| Each Claim Limit | $1,000,000 | $2,000,000 |
Aggregate Limit
(Annual All Claims) | $2,000,000 | $2,000,000 |
| One-Time Payment Premium | $325.00 | $563.00 |
| Monthly Installment Payment | / month
for 11 months
with $126.80 down payment
($358.90 total) | / month
for 11 months
with $172.60 down payment
($623.93 total) |
Experienced Agent
License > 2 years or
Revenue > $100,000 | Option I | Option II |
|---|
| Each Claim Limit | $1,000,000 | $2,000,000 |
Aggregate Limit
(Annual All Claims) | $2,000,000 | $2,000,000 |
| One-Time Payment Premium | $410.00 | $725.00 |
| Monthly Installment Payment | / month
for 11 months
with $144.00 down payment
($453.76 total) | / month
for 11 months
with $205.00 down payment
($806.59 total) |
- Master coverage program runs July 1 – July 1. Annual costs shown above will be reduced based on month of enrollment. Agents enrolling in the months of May and June will receive a 13 or 14 month policy term at the 12-month cost amounts shown. Pricing includes a non-refundable fee for membership in an affiliated Risk Purchasing Group (RPG) formed for purposes of negotiating coverage on behalf of Experior Agents.
Program Highlights
Coverage afforded to Experior agent, a corporation owned or employing the agent, and employees acting on behalf of the agent for otherwise covered professional services.
Coverage afforded to agents for supervisory responsibility over other covered agents.
Coverage provided for cyber management & social engineering (special limits apply).
Coverage provided for regulatory action defense.
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For additional information, contact The Daniel and Henry Co. at 1-866-284-5261 or Experior@danielandhenry.com.
This information is an outline of the policy coverage only and should not be relied upon. Certain policy exclusions and limitations apply which may limit or preclude coverage for a specific claim. Full terms and conditions of this insurance, including all exclusions and limitations are described in the policy document, a copy of which can be obtained from The Daniel and Henry Co.
Professional Services Included in Coverage
Selling & servicing insurance products
- Products from Experior Financial Group, Inc.
- Outside fixed insurance products sold before joining
- Examples:
- Mortgage life
- Final expense
- Medicare supplement
- Fixed life
- Universal life
- Term life
- Whole life
- Annuities (non-securities, under life insurance license)
- Health insurance
Agent management
- Training agents
- Supervising agents (by a Managing Agent)
Notary services
- Acting as a notary public
Professional Services NOT Included in Coverage
Securities & investment products
- Securities
- Mutual funds
- Variable insurance products, such as:
- Variable annuities
- Variable life insurance
- Flexible/scheduled premium annuities
Certain employee benefit arrangements
- Multiple Employer Welfare Arrangements (MEWAs)
- Voluntary Employee Beneficiary Associations (VEBAs)
Tax-advantaged or specialized plans
- Section 79, 83, 412, 419 plans
- Any similar tax strategy plans under the Internal Revenue Code