Welcome to the Experior Financial Group Inc. Agent E&O Insurance Program

To All Experior Financial Group Inc. Agents:

In partnership with our insurance agency, The Daniel and Henry Co., and our insurer, Markel American Insurance Company, we are pleased to be able to deliver to our valued agents one of the most competitive and market leading E&O programs the industry has to offer.

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Two levels of coverage are available.

New Agent
License < 2 years and
Revenue < $100,000
Option IOption II
Each Claim Limit$1,000,000$2,000,000
Aggregate Limit
(Annual All Claims)
$2,000,000$2,000,000
One-Time Payment Premium$347.00$563.00
Monthly Installment Payment$21.96 / month
for 11 months
with $129.45 down payment
($371.06 total)
$39.37 / month
for 11 months
with $172.60 down payment
($605.67 total)


Experienced Agent
License > 2 years or
Revenue > $100,000
Option IOption II
Each Claim Limit$1,000,000$2,000,000
Aggregate Limit
(Annual All Claims)
$2,000,000$2,000,000
One-Time Payment Premium$438.00$725.00
Monthly Installment Payment$29.29 / month
for 11 months
with $147.60 down payment
($469.74 total)
$52.44 / month
for 11 months
with $205.00 down payment
($781.84 total)
  • Master coverage program runs July 1 - July 1. Annual premiums shown above will be reduced based on month of enrollment. Agents enrolling in the months of May and June will receive a 13 or 14 month policy term. Pricing includes membership in an affiliated Risk Purchasing Group (RPG) formed for purposes of negotiating coverage on behalf of Experior agents.
Program Highlights

Coverage afforded to Experior agent, a corporation owned or employing the agent, and employees acting on behalf of the agent for otherwise covered professional services.

Coverage afforded to agents for supervisory responsibility over other covered agents.

Coverage provided for cyber management & social engineering (special limits apply).

Coverage provided for regulatory action defense.

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For additional information, contact The Daniel and Henry Co. at 1-866-284-5261 or Experior@danielandhenry.com.

This information is an outline of the policy coverage only and should not be relied upon. Certain policy exclusions and limitations apply which may limit or preclude coverage for a specific claim. Full terms and conditions of this insurance, including all exclusions and limitations are described in the policy document, a copy of which can be obtained from The Daniel and Henry Co.